If you need to settle and manage your Navy Federal Credit Union auto loans, here’s the payoff address that you need to mail to:

Navy Federal Payoff Mailing Address

As per usual, before you mail over any payment to Navy Federal, make sure you check that you’re doing it right for the payment to process correctly:

1) Standard Mail Address

  • PO Box 3105
  • Merrifield, VA 22119

2) Navy Federal Overnight Physical Address

  • 820 Follin Ln
  • Vienna, VA 22180

3) Lienholder Titling Address

  • PO Box 25109
  • Lehigh Valley, PA 18002

4) Navy Federal Insurance Loss Payee Address

  • PO Box 3000
  • Merrifield, VA 22119

Electronic Lien Transfer (ELT) Codes

Should you ever need to electronically exchange information about your car or its title, here are some relevant state-specific ELT codes:

State ELT Code
Arizona E00074332
Arkansas 1927
California W33
Colorado E5301167050001
Florida 205930786
Georgia 001100781442
Hawaii NAC
Idaho 530116705
Indiana 530116705-0001
Iowa 530116705
Kansas 530116705
Louisiana EMNB
Maine ME‑530116705‑001
Maryland 6803
Massachusetts C02299
Michigan LH056344
Mississippi 90016287600
Montana 530116705
Nebraska 10264578
Nevada NA0004
New Hampshire 13
New Jersey 59733 82381 80020
New York 77927
North Carolina 30958056
Ohio E00189
Oregon 6049513
Pennsylvania 530116705
South Carolina 14499500
South Dakota 530116705
Texas 53011670500
Virginia ELT45
Washington State NFU
Wisconsin 44174

Customer Service Phone Number

If you have any questions that need answering about your car loans, feel free to contact Navy Federal through their customer service line below:

  • Navy Federal Credit Union: 888-842-6328