If you’re looking to sort out your Kia Finance auto loan payoff, here’s the address that you need to mail your payments to:

Kia Finance Payoff Mailing Address

As always, make sure that you check with Kia Finance before sending over the money to make sure that your auto loan payoff can be processed properly.

1) Kia Finance Retail Loan Payoff Mailing Address

  • Kia Motors Finance
  • PO Box 650805
  • Dallas, TX 75265-0805

2) Retail Loan Overnight Address

  • Box 650805
  • 1501 N Plano Rd, Suite 100
  • Richardson, TX 75081

3) Kia Finance Lease Payoff Mailing Address

  • HCA Exchange Inc
  • Dept CH 14301
  • Palatine, IL 60055-4301

4) Lease Overnight Address

  • Box 14301
  • 5505 N Cumberland Ave, Suite 307
  • Chicago, IL 60656-1471

5) Lienholder Titling Address

  • PO Box 30208
  • College Station, TX 77842

6) Insurance Loss Payee Address

  • PO Box 20809
  • Fountain Valley, CA 92728

When you’re making your auto loan payments, you might see them as being payable to Kia Finance America or HCA Exchange Inc.

If you’re not sure about where to send it to or how to mail the payments, you can always try contacting the bank. We’ve left their customer service line below, for your convenience.

Electronic Lien Transfer (ELT) Codes

Should you need to electronically exchange information about your car or its title, here are the relevant ELT codes:

State Retail ELT Code
Arizona 330369347
California C33
Florida 204572398
North Carolina 33877056
Texas 33036934701

Customer Service Phone Number

If you’re ever unsure about making your auto loan payments or the specific processes for doing so, you can contact their customer service support here:

  • Kia Finance: 866-331-5632