North Carolina Auto Insurance Claims

North Carolina Auto Insurance Claims
Lodging a car insurance claim can be tricky. Especially when you are in an accident, shocked, bewildered and out of sorts. It is important to know the basics of filing an insurance claim. It is very important to go by the book when dealing situations such as car accidents etc. If in an accident it is important to keep calm and exchange insurance information.

North Carolina Auto Insurance Claims are looked over by the insurance company of each party involved. North Carolina like other states makes it mandatory for you to have insurance. It is very important to note each and every detail in an auto accident. When you file an insurance claim you will be asked to fill an insurance claim worksheet which will outline the sequence of events at the incident. It is likely you will also get a call from the other party’s insurance company asking you of the events that took place leading to the accident. No matter what way you choose of filing  your claim, you will be required to have your Policy number, date of the accident, location of the accident, description of how it occurred, name, vehicle number, license number etc. The police office involved will also have to be named if this is applicable. Your insurer will send a person who will then investigate the claim and see if it covers your policy. Your insurer may send one of its claims adjusters or inspectors to evaluate your vehicle, and provide a repair estimate.

Auto insurance claims are to be handled carefully and to be  managed properly. It is advisable that you go through all your insurance information as well as the extent of coverage. Furthermore if there is a dispute, it is important to document it.  You should know all this information in case you get into any accident so you know how to manage the situation you are in.