Auto Insurance Costs For Teenagers

How Can I Lower My Costs for Auto Insurance for My Teenager? Auto insurance costs can be high for teenagers, but thankfully there are ways to reduce auto insurance costs for your teen.

When you have a teenage who is ready to drive, you might not be so ready or eager. You know that your teen is going to be out on the roads with all of the crazies who have no idea what they’re doing – and your teen knows even less. Still, you have to cut the apron strings sometime, so it’s time to let them out on the roads. But once you see that car insurance bill, you start rethinking the joys of being your teen’s personal chauffeur. Thankfully, there are ways to lower the costs for auto insurance for your teenager. Well, a few at any rate.

Get a Liability Policy Only On your Policy

Cutting costs starts with getting the absolute bare minimum for your teen and adding them to your policy. Of course, if your teen gets into an accident, you might end up paying for most of the bill since a measly insurance policy won’t cover it.

Get Them a Good Car

Steer your teen away from the hot rods and have them look at sturdier cars that don’t drive very fast. Sure, they won’t be as cool as they want to be, but at least they won’t be paying out the nose for car insurance. And they’ll be safer in an accident.

Have Girls

You might not be able to do much about this now, but having girls is a sure way to make sure auto insurance rates are as low as possible for you and for them.

Keep Them Out of Trouble

Accidents and tickets add up to more insurance costs. Let your teen know this and then encourage them to stay under the speed limit and out of the way of other crazy drivers – no matter what their friends say.

Encourage Good Grades

Some car insurance policies will also reduce teenager car insurance rates if they maintain good grades – just another reason for your child to stay at home studying instead of seeing yet another X-Men movie.