Should you need to settle or pay your Credit Acceptance auto loans, here’s the payoff address that you need to mail them to:

Credit Acceptance Payoff Mailing Address

As a reminder, you should always confirm first with Credit Acceptance to make sure that your auto loan payoffs are being received and processed properly.

1) Standard Mailing Address

  • PO Box 551888
  • Detroit, MI 48255

2) Overnight Physical Address

  • 25505 W 12 Mile Rd
  • Southfield, MI 48034

3) Credit Acceptance Lienholder Titling Address

  • PO Box 513
  • Southfield, MI 48037

Note, that you can also use this address for the Insurance Loss Payee.

Electronic Lien Transfer (ELT) Codes

Should you ever need to electronically exchange information about your car or its title, here are the state-specific ELT codes:

State ELT Code
Florida 201768944
Georgia 001104760123
California CACAP
New York 34985
Pennsylvania 123456701

Customer Service Phone Number

If you’re ever unsure about what you’re doing or what needs to be done, you can always contact Credit Acceptance through their customer service line:

  • Credit Acceptance: 800-634-1506