If it’s time for you to settle your American Credit Acceptance auto loans, here’s the payoff address that you need to mail them to:

American Credit Acceptance Payoff Mailing Address

It’s normally a good idea to confirm first with American Credit Acceptance to ensure that your auto loan payoffs have been received and processed properly.

1) Standard and Overnight Address

  • 961 East Main St
  • Spartanburg, SC 29302

2) American Credit Acceptance Lienholder Titling Address

  • PO Box 4419
  • Wilmington, OH 45177

3) American Credit Acceptance Insurance Loss Payee Address

  • PO Box 4537
  • Carmel, IN 46082

Electronic Lien Transfer (ELT) Codes

Should you need to exchange information about your car or its title electronically, here are the relevant state-specific ELT codes:

State ELT Code
California AC1234
Florida 208987654
Texas TXAC56789
New York 45679
Georgia 001109876543

Customer Service Phone Number

If you’re not 100% about what to do next or if you have any questions, you can contact American Credit Acceptance through their customer service line:

  • American Credit Acceptance: 866-544-3430